Description

Find out what term life insurance would cost you — in under a minute. Answer five quick questions, and Ethos will show you a personalized monthly price estimate right in ChatGPT. Explore coverage up to $3,000,000, adjust your term from 10 to 30 years, and when you're ready, one tap takes you to Ethos to finalize your rate. • No medical exam required • Your best price from multiple carriers • Get covered in as little as 10 minutes • Every policy includes a free will & trust worth $898 Note: All quoted prices are estimates and subject to underwriting.

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App Screenshots

Capabilities

Works in Conversation

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Server Status Ethos Life Insurance Quote v1.0.0

4
Tools
4
Resources
0
Prompts
https://eg.ethoslife.com/mcp

Last checked: 22h ago

Technical Details
Connection Latency 129ms
30-Day Uptime 100.0%

Tools(4)

Showing 4 of 4 tools

Sorted by toolName
ToolDescriptionFlagsTestLast Tested
ask_health_condition
Show health condition options to the user. Call this after you have collected the user's gender, age, and zip code. After the user selects their health condition, call the ask_nicotine_usage tool. COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue.
read-only
100%Latency 283ms
Apr 20, 2026
ask_nicotine_usage
Show nicotine usage options to the user. Call this after collecting the user's health condition. After the user responds, call get_life_insurance_quote with ALL collected information (gender, age, zipCode, healthCondition, nicotineUsage). COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue.
read-only
100%Latency 324ms
Apr 20, 2026
get_life_insurance_quote
Retrieve a life insurance quote estimate. Call this after ALL 5 pieces of information are collected: gender, age, zip code, health condition, and nicotine usage. Coverage is default at $1,000,000 and term is default 20 years. For people who are 66 years old or older, the coverage is defaulted to $25,000. Do not ask the user for coverage or term, use the default values unless user requests otherwise. COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue.
read-only
100%Latency 282ms
Apr 20, 2026
start_quote
Start a life insurance quote estimation. Call this when the user asks about life insurance quotes or coverage. The UI will show gender options for the user to select. After the user selects their gender, ask for their age (question 2) and then zip code (question 3) via plain text — do NOT use tools for those two questions. After collecting all three (gender, age, zip code), call the ask_health_condition tool. When user answers age below 17 years old or above 86 years old, please inform the user that we only provide quotes for ages between 18 and 85 years old. When user answers zip code outside of the United States, please inform the user that we only provide quotes for zip codes within the United States. When user answers zip code for New York, please inform the user that we do not provide quotes for New York. COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue.
read-only
100%Latency 611ms
Apr 20, 2026

Discoverability Score

58

Fair

58 of 100 — how easily AI agents find your app

  • Description quality
    20/20
  • Example prompts
    0/20
  • Keyword coverage
    0/15
  • Tool metadata
    16/20
  • Visual assets
    13/20
  • Endpoint health
    10/10
  • Data freshness
    11/15

How to Improve

Add at least 2 example prompts. Prompt examples strongly improve app matching and click-through intent.

Increase keyword coverage (discovery + trigger) to improve retrieval for long-tail queries.

Add at least 2 screenshots that show real workflows to increase confidence and conversion.

Read the full discoverability guide →

Technical Details

Status
ENABLED
Type
AI-Powered App
Auth
Open Access
Listed on
ChatGPT
Added
April 14, 2026
Last synced
May 3, 2026
Last checked
22h ago
Version
1.0.0
Distribution
Ecosystem Directory

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